A liability is a legal responsibility. In the course of their day-to-day business, almost all companies will deal with people. They may be buying or selling machinery, providing a computer training service or manufacturing machinery. But in doing so they have a legal responsibility to the people they deal with.
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Covers legal requirement to Insure against claims from employees injured at work.
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Covers injury or damage to third party person/property caused by your negligence, and arising out of the course of your business. This policy can be extended to include Products Liability, covering injury or damage caused by products supplied.
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Insuring against legal liability for awards and costs resulting from wrongful advice or negligent design/specifications.
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This policy is different to products liability. This cover is intended to pick up legal liability if a product supplied fails to fulfil its intended function.
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Directors & Officers Liability
The duties of directors and other decision makers are onerous. Their personal liability is unlimited in the event of a successful claim from employees/shareholders/clients etc for negligent acts. Directors & Officers Liability Insurance covers the cost of defence as well as awards.
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Legal assistance in pursuing or defending a claim from third parties, resolving contract disputes or during tax investigations.
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